Yup. This whole thing sucks. You aim for cash transactions, save yourself the usurious rates banks charge you for using your money to make more money and wisely keep ahead of the con game run by the consumer society, only to find that the stupid masses, the dithering, blubbering spendthrifts who live way beyond their means, are getting breaks left and right, with government officials practically falling over their empty nutsacks to bail the scum-brained suckers out.
Yup. It sucks big-time. But being right has a way of staying right. So stay right on track if you are, and if you aren't, well, comeuppance is simply a matter of time.
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